How do I make payments?

You can make your payments to Bread through ACH, debit card, or by mailing a check. To make an ACH or debit card payment, please log into your account at You won't gain access to your account until your purchase has been settled. After being settled, your monthly financing option will begin and Bread will send you an email to set up your account. Once your account has been created, Bread will guide you on how to set up an ACH payment from your bank account or debit card. Or, to make a payment by check, please mail the check to:

c/o Bread
Servicing Department
P.O. Box 1264
New York, NY 10276

For more information, please contact Bread here or call them at (844) 992-7323. 

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