Can I pay back my Bread loan early?
Yes! You can prepay anytime for all or part of your loan. There is never a penalty for paying early.
Also, if you prepay more than the monthly payment, but less than the total balance due on your loan, your monthly payment will remain the same. However, you will pay off your loan sooner, and because of that, you will pay less in total interest over the course of your loan with Bread.